It seems necessary to explain that the bank charter does not absolutely expire in the present year, but that there is this year a "break in the lease," as it were; if notice of termination be given, on behalf of the public any time between the 1 st of August next and the 1st of February, 1845, the charter will fall in one year thereafter; if such notice be not given before the 1st of February 1845, it cannot be given at all, and the charter would go on till 1855.   The clause in the act, by which the procedure is regulated, runs thus.—"And be it further enacted, that upon one year's notice, given within six months after the expiration of ten years, from the 1 st day of August, 1834, and upon repayment by parliament to the said governor and company, or their successors, of all principal money, interest or annuities, which may be due from the public to the said governor and company at the time of the expiration of such notice, in like manner as is hereinafter stipulated and provided, in the event of such notice being deferred until after the 1 st day of August, 1855, the said exclusive privileges of banking, granted by this act, shall cease and determine at the expiration of such year's notice.  And any vote or resolution of the House of Commons, signified by the Speaker of the said house in writing, and delivered at the public office of the said Governor and company, or their successors, shall be deemed and adjudged to be a sufficient notice."   In the coming session, therefore—for their will be no other opportunity—the House of Commons must decide whether notice shall be given, or the advantage of the "break" be forfeited.— Spectator.